commercial general
CASUALTY - (EXCESS UMBRELLA)

PRODUCTS

AVAILABLE COVERAGES

  • Excess - $1 million to $25 million excess of underlying $1 million occurrence/$2 million aggregate in house authority
  • Excess Auto/Buffers
  • Excess over Professional Liability Classes can be considered
  • Umbrella or Following-Form Excess over single or multiple underlying carriers
  • Specialty Excess (E&O, Medical, Professional, Pollution)
  • Umbrella - $1 million to $25 million in house authority

MINIMUM PREMIUM

  • $500 to $25,000 depending on class of business
  • Telephone indications are recommended and used on a regular basis on small business

MINIMUM DEDUCTIBLE

  • Varies by Product and Class

CAPACITY

  • EPIS does not have any capacity constraints. Whether it be a small $1,000,000 layer or a $100,000,000 layer, EPIS can place the account, as well as layer the account up to whatever limits are needed. 

TARGET CLASSES

  • Apartments - Condos - Real Estate Schedules
  • Auto, Bus or Truck Parts Mfg. 
  • Contractors - All types
  • Cosmetics & Personal Care Products
  • Equipment Rental Companies
  • Food & Seafood Processors
  • Forest Products - Pulp, Paper, Lumber
  • Housing - Subsidized, Student, et. al. 
  • Lessor's Risk Schedules
  • Machine Shops
  • Manufacturers and Distributors
  • Motels, Hotels & Resorts
  • Nightclubs
  • Property Owners & Real Estate Developers
  • Recreational Facilities and Resorts
  • Restaurants, Bars & Taverns, Incl. Liquor
  • Schools and Vocational Training Centers
  • Shopping Centers
  • Special Events, Concerts & Festivals
  • Sporting Goods Manufacturers and Retailers
  • Tire and Wheel Manufacturing 
  • Truckers - Transportation Risk
  • Vacant Commercial Property
  • Warehouses

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