FIRE AND ALLIED
COMMERCIAL PROPERTY

PRODUCTS

AVAILABLE COVERAGES    

  • Coastal and Non-Coastal Tiers
  • DIc (Flood, Quake, and Contingent BI)
  • ISO Forms & Manuscript Forms
  • Full- TIv Options
  • Primary First Loss Layers
  • WIND Deductible Buyback (Over other terms or OURS)
  • XS Layers, Middle Layers
  • XS Wind/Hail

MINIMUM PREMIUM

  • $500 to $50,000 depending on Class and Company

DEDUCTIBLE OPTIONS

  • $1,000 - $50,000 depending on Class and Company
  • Wind Deductibles vary by state, construction, company, etc. 

CAPACITY

  • MGA- Small Accounts Property = Up to $5,000,000 to be used in both Catastrophe and Non-Catastrophe Areas. $500 MP written in conjunction with small business. 
  • Middle Market Property = $5,000,000 & UP to be used in Catastrophe Areas. Can consider higher in non-cat areas. Primary Layers, Excess Layers, Full Value, DIC Available (wind/hail only, wind deductible buy-back) $5,000 MP

TARGET CLASSES

  • Apartment Buildings
  • Bars - Restaurants - Taverns - Nightclubs
  • Builder's Risk Ground Up or Renovations
  • Condominium Associations (Townhouses)
  • Country Clubs
  • DIC Available
  • Distribution Operations
  • Healthcare Facilities (Assisted Living - Nursing Homes)
  • Hotels - Motels
  • Manufacturing - Light to Heavy
  • Municipalities
  • Office Buildings
  • Real Estate Schedules
  • Strip Centers
  • Vacant Buildings
  • Warehousing Operations


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