auto
DEALER'S OPEN LOT

PRODUCTS

AVAILABLE COVERAGES

  • Able to include Flood in some areas
  • Extended Driveway Available
  • Furnished Auto Coverage Available
  • False Pretense Coverage Available

MINIMUM PREMIUM

  • $750

DEDUCTIBLE OPTIONS

  • Minimum $500 up to $5,000 per unit

CAPACITY

  • Up to $150,000 per vehicle limit
  • Up to $1,000,000 per location limit
  • Excess DOL available above $1,000,000

WHO NEEDS DEALER'S OPEN LOT COVERAGE? 

Dealer's Open Lot insurance provides physical damage coverage protection for a dealer's covered autos and equipment. Covered autos are typically vehicles that are in the dealer's inventory and held for sale. These vehicles may be used, new, demonstrators or service vehicles. There are two parts of coverage available - Collision and Other Than Collision,which can either be Comprehensive or Specified Perils. Some policies may require that the total value of the inventory be insured to 100% of their value. Talk to your underwriter about how to determine the limits a dealer may need to satisfy coinsurance requirements. 


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