PERSONAL LINES

HIGH VALUED HOMEOWNERS/ DWELLINGS

HO-3 / HO-5 COVERAGE'S

  • BR – In Transit / Off Site
  • BR – Soft Costs
  • BR – Theft of Building Materialsa
  • Equipment Breakdown
  • Extended Liability to a Rental Property
  • Extended Liability to a Secondary Home
  • Golf Cart Physical Damage
  • Identity Fraud Expense Coverage
  • Increased Special Limits – Jewelry, Watches, Furs
  • Inflation Guard
  • Limited Animal or Reptile Liability
  • Limited Fungi, Wet or Dry, or Bacteria Coverage
  • Loss Assessment
  • Ordinance or Law – 10%
  • Personal Injury
  • Personal Property Replacement Cost (RCV)
  • Sinkhole Collapse
  • Special Computer Coverage
  • Special Personal Property Coverage*
  • Specified Additional Amount of Insurance for Coverage A – Dwelling (Extended Replacement Cost)
  • Water Back-Up & Sump Discharge or Overflow
  • Watercraft Liability
  • Watercraft Physical Damage
 
* HO-5 ONLY
 

HO-6 COVERAGE'S

  • Identity Fraud Expense Coverage
  • Limited Animal or Reptile Liability
  • Loss Assessment
  • Personal Injury
  • Personal Property Replacement Cost (RCV)
  • Sinkhole Collapse
  • Water Back-Up & Sump Discharge or Overflow

DP-3 COVERAGE'S

  • Add Medical
  • Extended Liability to a Rental Property
  • Extended Liability to a Secondary Home
  • Limited Fungi, Wet or Dry, or Bacteria Coverage
  • Limited Animal or Reptile Liability
  • Loss Assessment
  • Ordinance or Law – 10%
  • Residency Burglary
  • Sinkhole Collapse
  • V & MM
  • Water Back-Up & Sump Discharge or Overflow
  • Condos, Co-Ops
  • Single Family Homes, Townhouses
  • Duplex: 1 and 2 families only
  • Primary & Secondary / Seasonal Homes
  • Coastal Zones – Including Windstorm
  • Protection Class 9&10 Available
  • Public Figures/Entertainers
  • Builders Risk and COC
  • Rental Occupancies
  • Risk Title in Trust, LLC Available
  • Most Short-Term Rentals Considered
  • Primary & Secondary-Seasonal Homes
  • Coastal Zones – Including Windstorm
  • Protection Class 9&10 Available
  • Public Figures
  • Entertainers
  • Builders Risk
  • COC
  • Rental Occupancies
  • Risk Title in Trust, LLC Available
  • Duplex: 1 and 2 family only
  • and More

MINIMUM PREMIUM

HIGH VALUED PREMIUMS
  • $1,000 HO-6
  • $2,500 HO-3, HO-5, DP-3

CAPACITY

HIGH VALUED HOMEOWNERS
  • Coverage A Minimum: $500,000
  • Coverage B May be added up to 20% of A
  • Coverage C May be added up to 50% of A
  • Coverage D May be added up to 20% of A
  • Coverage E May be added up to $1,000,000
  • Coverage F May be added up to $25,000
  • Coastal CAT & Non-Coastal Tiers considered
  • X-Wind/Hail Options
HIGH VALUED DWELLINGS
  • Coverage A Minimum: $500,000(No Max)
  • Coverage B May be added up to 20% of A
  • Coverage C May be added up to 50% of A
  • Coverage D May be added up to 20% of A
  • Coverage E May be added up to $1,000,000
  • Coverage F May be added up to $25,000
  • Coastal CAT & Non-Coastal Tiers considered
  • X-Wind/Hail Options
HIGH VALUED HOMEOWNERS/ DWELLINGS
HIGH VALUED HOMEOWNERS/ DWELLINGS

STATES AVAILABLE

STATES AVAILABLE

CONTACT US

888 - 825 - 2740

UW/BROKER

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Disclaimer:

Not all products and services are available in every jurisdiction, and insurance coverage is governed by actual policy language. Certain products and services may be provided by independent third parties. Insurance products may be distributed through affiliated or unaffiliated entities. Surplus lines insurers do not participate in state guaranty funds and insureds are therefore not protected by such funds.

Equity Partners Insurance Services, Inc, 34641 Grantham College Dr. Suite #2, Slidell, LA 70460, United States