PERSONAL LINES

PERSONAL FLOOD

FLOOD HIGHLIGHTS

  • Available for:
    • Primary
    • Secondary
    • Seasonal
    • Tenanted
  • 7 day waiting period before policy goes into effect
  • Flood definition includes Storm Surge and Tsunami
  • Covers outbuilding in addition to main limit of indemnity for buildings
  • Material/ Supplies located next to premises- NOT in fully enclosed building
  • Flood Zones(A, B, C, X, V, & Unmapped)
  • No exclusions or restrictions on property having to be within a building
  • $2,500 towards cost to protect property from ‘imminent’ danger
  • No equivalent restrictions for increased cost of compliance with ordinance or law
  • Alternative accommodations up to time of repair or permanent relocation
  • Up to $2,500 for reasonable measures to prevent mold from growing in flooded home

TARGET CLASSES

  • Storm surges
  • Inland flooding (rivers and streams overflowing during a storm)
  • Flash floods

MINIMUM PREMIUM

  • Starts at $500

CAPACITY

DWELLINGS
  • Limits up $1,250,000
  • Contents up to $875,000
  • Other structures: $125,000
  • Additional Living Expenses: $250,000
  • Special Limits: Various individual limits available-NO $2,500 Combined ‘loss limit’
PERSONAL FLOOD
PERSONAL FLOOD

STATES AVAILABLE

STATES AVAILABLE

CONTACT US

888 - 825 - 2740

UW/BROKER

Directory Listing

"Where Others Give Promises, We Give Service"

Disclaimer:

Not all products and services are available in every jurisdiction, and insurance coverage is governed by actual policy language. Certain products and services may be provided by independent third parties. Insurance products may be distributed through affiliated or unaffiliated entities. Surplus lines insurers do not participate in state guaranty funds and insureds are therefore not protected by such funds.

Equity Partners Insurance Services, Inc, 34641 Grantham College Dr. Suite #2, Slidell, LA 70460, United States