Equity Partners Insurance Services, Inc.

Target Classes

An Insurance Program designed for your insured

Highlighted Features

No Maximum number
of locations

Separate wind/Hail deductibles
available with stop loss

Premises liability up to $2M with sublimits for swimming pool

Reporting form
options one policy
or one montly bill

No Minimum
dwelling limits

Coinsurance 80% or
no coinsurance options
with agreed amounts

contact our team

How can we help you

Let our highly experienced UW team get you the quote you need today! Not sure we can write the coverage? Ask us! You would be surprised at what all we can write.

Valuation & Loss Settlement Options

  • –>  At the time of the loss, the coinsurance provision will be enforced, subject to coinsurance amount selected.
  • –>  Total and partial losses will be settled on a Replacement Cost basis, subject to the coinsurance provisions.
  • –>  If this option is selected, the building’s insured value must be at least equal to the coinsurance percentage accepted
    cost estimation tool such as MSB or a formal contractor’s estimate of replacement cost.
  • –>  Approximately a minimum of $100/sq.ft. if no MSB provided.
  • –>  At the time of the loss, the coinsurance provision will be enforced, subject to coinsurance amount selected.
  • –>  Total and partial losses will be settled on a Replacement Cost basis, subject to the coinsurance provisions.
  • –>  If this option is selected, the building’s insured value must be at least equal to the coinsurance percentage selected
    times 100% Replacement cost value of the building less depreciation for age and condition as determined utilizing
    an industry-accepted cost estimation tool such as MSB, or a formal contractor’s estimate of replacement cost.
  • –>  Approximately a minimum of $100/sq.ft. if no MSB provided.

(Building written at Investment Value/Agreed Amount)

  • –>  At the time of the loss, no coinsurance provision will be applied.
  • –>  Total and partial losses will be settled on a Replacement Cost Basis, subject to policy limits.
  • –>  If this option is selected for the Building, the building`s insured value must be at least $35/sq.ft.

(Building written at Investment Value/Agreed Amount)

  • –>  At the time of the loss, no coinsurance provision will be applied.
  • –>  Total and partial losses will be settled on an Actual Cash Value basis..ft.

Monthly Reporting